Why folks should use a Retirement Savings Calculator.

Opinions vary about the economic well-being of the baby boomers and how they will fare in their retirement. For example, some argue that most baby boomers are healthier, better educated, and wealthier than previous generations. At the same time, however, in a national study of bankruptcy shows that half of the individuals who filed for bankruptcy protection were baby boomers . In another study, it was noted that 8 in 10 baby boomers expect to work, at least part time, after they “retire,” but only a third expect to scale back their lifestyle during their retirement years.

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