When I find myself in social situations and someone asks about my work I tell them I work in a Long Island bankruptcy law firm. They often respond by saying something like “that must be so sad” to have to be around “that“! Financial hardship is not an illness, and it’s not contagious I tell them. However, sad, is not the word I would use to describe my work environment. Actually it’s much the contrary.

Certainly when people first come to our offices for a free consultation they are nervous, and some are embarrassed to find themselves in a situation that they never planned to be in. If there were a word to describe how most of them feel when we first meet, it would be fear. They are in fear of loosing their credit for years to come, afraid of the creditors and collection agents that call constantly, and most of all, they fear loosing their home to foreclosure. Perhaps the saddest of all is that they have been duped into a false sense of safety by one of the many loan modification scam outfits that have popped up over the past few years.

As a bankruptcy and foreclosure defense law firm, it’s our job to help our clients get back on sound financial footing and save their home from foreclosure. Our client’s fear and sadness typically fades once they realize that we can help them get back to normal in less time, and for less expense then they had thought.

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